2022 VOLVO XC90

If you're searching for a 2022 Volvo XC90 T6 Momentum for sale in Hammond, Indiana, your search ends here. Kennedy Auto Finance, located in Hammond in Lake County, has this stunning white 2022 XC90 T6 AWD in stock and ready for a test drive. With 70,375 miles on the odometer and a turbocharged 2.0L engine paired with a smooth automatic transmission, this is the kind of premium SUV that rarely stays on the lot for long.

About This 2022 Volvo XC90 T6 Momentum

The 2022 Volvo XC90 is widely regarded as one of the most elegant and well-engineered luxury SUVs on the market, and this T6 Momentum trim in white is no exception. With just over 70,000 miles, this XC90 is well into its stride — Volvo SUVs are routinely driven well past 150,000 miles with proper maintenance, meaning there's still a tremendous amount of life left in this vehicle. The white exterior gives it a clean, sophisticated look that turns heads without being flashy — exactly what a premium Scandinavian SUV should be.

This is a well-balanced entry into the XC90 lineup. The Momentum trim is Volvo's core luxury configuration, delivering a refined, feature-rich experience without unnecessary complexity. If you're coming from a mainstream SUV and stepping into the luxury segment for the first time, or downsizing from a higher trim, this XC90 hits the sweet spot of value and quality.

2022 Volvo XC90 T6 Performance and Engine

The T6 designation tells you exactly what's under the hood — Volvo's legendary 2.0L four-cylinder engine with both a turbocharger and a supercharger working together to produce a robust 316 horsepower and 295 lb-ft of torque. That combination gives this XC90 a responsive, confident feel that punches well above its engine displacement.

Power is routed through an 8-speed automatic transmission, which shifts smoothly and intuitively whether you're navigating surface streets in Hammond or merging onto I-90 at highway speed. The standard all-wheel drive system provides excellent traction in all conditions — a genuine advantage for drivers in Northwest Indiana, where winters can be unforgiving. The XC90 T6 isn't trying to be a sports car, but it delivers more than enough performance to feel genuinely spirited when you need it.

2022 Volvo XC90 T6 Momentum Features and Interior

The Momentum trim is where the XC90 truly earns its luxury credentials. Inside, you'll find a beautifully appointed cabin with premium leather seating, Volvo's signature clean-lined Scandinavian interior design, and a large 9-inch Sensus touchscreen infotainment system. The interface is intuitive and integrates Apple CarPlay and Android Auto seamlessly.

Comfort and Technology

Standard features on the T6 Momentum include a panoramic sunroof that floods the three-row cabin with natural light, a premium sound system, heated front seats, a power tailgate, and a digital driver display. The second row is equally comfortable, and the optional third row makes this a capable family hauler. Volvo's City Safety automatic emergency braking, lane-keeping assist, and adaptive cruise control come standard — making every drive safer without asking anything extra of the driver.

Volvo XC90 Reliability and Ownership

Volvo has built a well-earned reputation for safety and longevity, and the XC90 is no different. The 2022 model year benefits from years of refinement since the current-generation XC90 was introduced in 2016, meaning most early teething issues are long resolved. Owners consistently praise the XC90 for its ride quality, safety technology, and long-term durability.

What Owners Say

Common praise from XC90 owners centers on the quiet, comfortable ride, the intuitive technology suite, and the sense that the vehicle feels genuinely well-built — not just well-styled. The T6 powertrain has proven reliable over time, and routine maintenance (oil changes, brake service, and tire rotations) is straightforward at any Volvo-certified shop. It's worth budgeting for premium synthetic oil and ensuring the PCV system has been serviced — standard advice for any high-mileage turbocharged engine.

Why Buy From Kennedy Auto Finance in Hammond, Indiana

Kennedy Auto Finance is a trusted independent dealer located in Hammond in Lake County, Indiana, serving buyers throughout the Northwest Indiana region. What sets Kennedy apart is their commitment to making the car-buying experience approachable for every kind of buyer — whether you have perfect credit, challenged credit, or you're simply looking for transparent, hassle-free pricing on a quality used vehicle.

The team at Kennedy Auto Finance understands the local market and works hard to match buyers with the right vehicle at the right price. When you're purchasing a premium used SUV like this XC90, that kind of hands-on, personalized service makes a real difference. Stop in, ask questions, and take it for a drive — there's no pressure, just honest help.

Financing a Used Volvo XC90 Near Hammond, Indiana

Kennedy Auto Finance specializes in helping buyers across the credit spectrum find real financing solutions. Whether you're financing a luxury vehicle for the first time or rebuilding your credit after some bumps in the road, their finance team works with multiple lenders to find terms that fit your budget and your situation.

Buyers from across Lake County and beyond come to Kennedy because they make the process simple. Bring your ID, proof of income, and proof of insurance, and they'll handle the rest. With a vehicle at this price point, you may be surprised how affordable the monthly payments can be with the right financing partner in your corner.

Frequently Asked Questions About the 2022 Volvo XC90 T6 Momentum

Is the 2022 Volvo XC90 a good buy?

Absolutely. The 2022 XC90 is one of the highest-rated luxury three-row SUVs on the market, praised for its safety ratings, ride quality, and long-term reliability. It consistently earns top marks from both consumer and industry reviewers.

How many miles is too many on a used Volvo XC90?

A well-maintained Volvo XC90 can comfortably reach 150,000 to 200,000 miles. At 70,375 miles, this example is only about halfway through its expected service life — making it an excellent value in the used luxury SUV segment.

What does the T6 Momentum trim include?

The T6 Momentum is Volvo's entry-level luxury configuration for the XC90 and includes a panoramic roof, leather upholstery, a 9-inch touchscreen, Apple CarPlay and Android Auto, heated front seats, a power tailgate, advanced driver assistance features, and the powerful twin-charged 2.0L engine producing 316 horsepower.

What is the difference between the T6 and T5 XC90?

The T6 adds a supercharger to the turbocharged 2.0L engine for a total of 316 horsepower, compared to the T5's 250 horsepower from a turbocharged-only version of the same engine. The T6 also comes standard with all-wheel drive, while the T5 is front-wheel drive.

Is the 2022 Volvo XC90 safe?

The XC90 has earned a reputation as one of the safest SUVs in its class, receiving top safety ratings from both NHTSA and IIHS. It comes loaded with standard driver assistance technology including automatic emergency braking, blind-spot monitoring, and adaptive cruise control.

Serving Hammond and Surrounding Communities in Lake County

Kennedy Auto Finance is proud to serve buyers throughout Hammond and the greater Lake County, Indiana area. Whether you're coming from Merrillville, Munster, Highland, Lansing, or Dyer, the drive to Kennedy is easy and well worth it for a vehicle of this caliber. Northwest Indiana buyers from Portage, Valparaiso, and Lowell also make the trip regularly, and the dealership's straightforward approach keeps them coming back.

If you're crossing over from the Illinois side — whether from the Calumet region or nearby communities along the state line — Hammond's location just off major expressways makes Kennedy Auto Finance one of the most conveniently located used car dealers in the area.

Contact Kennedy Auto Finance Today

Don't let this white 2022 Volvo XC90 T6 Momentum AWD slip away. Vehicles like this move quickly, and at Kennedy Auto Finance in Hammond, Indiana, the team is ready to answer your questions, walk you through financing options, and get you behind the wheel for a test drive.

Call Kennedy Auto Finance today at (219) 803-6004 or stop by in person. Stock number 13713 is waiting for you. Experience the difference of driving a true luxury SUV — and the ease of working with a dealership that puts your needs first.